Personal and Commercial Insurance for New York and Pennsylvania
Auto - Home - Business - Life
Insurance Agency
Quotes and Customer Service:
1 (888) 853-4777
Insurance Shouldn’t Break
Insurance Shouldn’t Break Your Bank
Insurance shouldn’t break your bank, our licensed Agents specialize in insurance solutions that provide you with the protection you want at a price that will let your piggy bank see another day.
Guaranteed Rates with Ratelock
Guaranteed Rates with Ratelock
What if you had a guarantee that your Auto premium would never increase, even if you had an accident for the life of your policy?
If your business had a crystal ball you wouldn’t need us.
If your business had a crystal ball, you wouldn't need us.
However predicting when a loss can strike your company is near impossible, and the risk of not having proper coverage or inadequate limits can quickly dissolve your bottom line. Although we can’t predict if your company’s future, we can help protect it.
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Our Personal Services
Auto Insurance
First thing's first, all auto insurance is not created equal. You know the old cliché, "you get what you pay for." Well this is undoubtedly true with personal auto insurance. With that said, more often that not our companies provide the lowest price to our clients compared to competitors, however we prefer to say that we provide the absolute best Value.
Classic Car Insurance
So you just picked up your brand new Ford Mustang GT from the Dealership. Did you know that you are eligible to have a classic auto policy even if your car is brand new?
Homeowners Insurance
For the majority of us, it is our single biggest investment in our lifetime. So why would you ever consider protecting the loss of your largest asset with an insurance company that will nickel and dime you in the event of a loss. Even a partial fire loss to your home is a very stressful circumstance. Making sure your policy has the proper amount of coverage to return to your lifestyle and standard of living you enjoyed prior to your loss.
Renter's Insurance
Renters, or Tenant Homeowners insurance is only starting to be considered as important as homeowners insurance for individuals and families alike. While you may have no financial obligation to the building you reside, you have the same financial risk to your contents. From your socks to your brand new flat screen television, you are risking the financial loss to your property.
Sports and Recreation Insurance
We offer everything you need to have peace of mind when your riding your Motorcycle, ATV, Snowmobile, RV, and Boat. Being an independent insurance agency allows us to work with multiple insurance companies, this means that we can compare your policy to other carriers that specialize in this type of policy to see where the best Value is for you.
Life Insurance
Although you are not mandated to purchases life insurance, it is quite possible the greatest protection you can provide your loved ones. Unlike Auto or Home insurance which protects you in the event of a loss, Life insurance protects your loved ones by providing them with the financial security to maintain their lifestyle.
Flood Insurance
It's less expensive than you think. Are you aware that flood is a risk that you face regardless of your homes proximity to a body of water? Statistics show that a flood loss will happen to over 29% of homes in America within a 30 year period. Visit our flood page for more information.
Our Commercial Services
Commercial Auto Insurance
We are proud to offer premiere commercial auto markets and services that range from single vehicle contractors to large fleet transportation carriers. You can't afford to waste money off your bottom line with an overpriced carrier, nor can your company afford to deal with an out of pocket claims expenses. We can help you secure a policy that provides you with the Value your business needs.
Business Owners Policy
Our Business Owners Policy or BOP program offers some of the most comprehensive coverage in the industry geared toward the bottom line savings you are looking for. We have sever BOP markets to target your specific business needs from florists to coffee shops, storage sheds to restaurants we have a BOP program tailored to you.
Garage/Dealership Insurance
If you want to be blown away, then look into our Garage and Dealership program. We have access to a specialized program designed around an in depth understanding of Car Dealerships and Repair Garages. If your Garage or Dealership qualifies for this program you will immediately see your premium reduced while your level of coverage is tailored to your garage or lot. Visit our Garage/Dealership page for more information.
Contractors Program
When you need a tool, you know exactly where it is. So why do you have no clue which policy covers your tools and equipment, or which protects your liability to others or even which policy is protecting your storage building? Our Contractors programs can wrap it all into one policy, one bill, with one effective date, so less paperwork and confusion for you and more peace of mind.
Inland Marine Insurance
When it comes to heavy equipment we say "Bigger is better!" Track loaders, skidders, skid steers, articulated dump, dozers, excavators, quarry and logging equipment to name a few.
Workers Comp
Whether you have 1 employee or 1000, if you have employees, you are mandated to carry workers compensation, and we can help provide you with simplistic and cost effective coverage for both state exposures.
Office Hours
M-F 8:30 AM to 5:00 PM
